Witton Lane
Special Rate Disability Pension

A pension for the rest of your life - modelled honestly.

SRDP is the lifetime alternative to weekly incapacity. We use DVA's weekly PI amount as the offset (not a fictional draw-down on the lump), strip out DCP, and apply the 60% super offset that catches most veterans by surprise.

20 March 2026
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CSC super pension
Scheme
Classification
Estimated SRDP payable
$0
per week · $0 / fn · $0 / yr
Full SRDP rate
$948 / wk
Less PI weekly offset
− $180 / wk
Less DCP
− $0 / wk
Less 60% CSC super offset
− $768 / wk
An honest estimate, not a promise. These tools apply the published DVA, CSC and VEA rates that drive every payment letter. Your real outcome turns on service history, accepted conditions, offsets, dependants and case-by-case discretion - the human details a calculator cannot see. Use the number to start the conversation, then bring it to Witton Lane for the financial plan.
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About SRDP

What the Special Rate Disability Pension actually is

SRDP is a tax-free weekly pension paid for life under the MRCA as an alternative to ongoing incapacity payments. It exists for veterans whose service-related conditions have ended their working life, and it keeps paying past Age Pension age - which incapacity payments do not. Choosing it is a one-way door: once you elect SRDP, you cannot switch back to incapacity payments.

How it works

  • Starts from a full weekly rate set by DVA and indexed twice a year.
  • Reduced by your weekly Permanent Impairment rate - the actual weekly figure, not a notional drawdown of the lump sum.
  • Reduced by any VEA Disability Compensation Payment you receive.
  • Reduced by 60% of your CSC super pension (DFRDB, MSBS or ADF Cover invalidity benefit). This is the offset most veterans don't see coming.
  • The remainder is your SRDP - paid fortnightly, indexed, and continuing after age 67.

Who is eligible

All five criteria must be met before DVA will consider an SRDP election:

  1. You have accepted MRCA liability and are receiving (or eligible for) incapacity payments.
  2. Your Combined Impairment Score under GARP M is 50 points or more.
  3. A treating specialist confirms you cannot work more than 10 hours per week because of your accepted conditions.
  4. A treating specialist confirms rehabilitation is unlikely to improve your work capacity.
  5. You are under Age Pension age (currently 67) at the time of election.

Common questions